<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Next Wave Marketing Strategies &#187; Debt Leads</title>
	<atom:link href="http://www.nextwavemarketingstrategies.com/category/debt-leads/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.nextwavemarketingstrategies.com</link>
	<description>Aged Internet Leads</description>
	<lastBuildDate>Mon, 06 Feb 2012 09:01:19 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>Tax Settlement Leads Increase Due to IRS Tax Problems</title>
		<link>http://www.nextwavemarketingstrategies.com/tax-settlement-leads-increase-due-irs-tax-problems/</link>
		<comments>http://www.nextwavemarketingstrategies.com/tax-settlement-leads-increase-due-irs-tax-problems/#comments</comments>
		<pubDate>Wed, 29 Jun 2011 11:00:12 +0000</pubDate>
		<dc:creator>Troy Wilson</dc:creator>
				<category><![CDATA[Buying Leads]]></category>
		<category><![CDATA[Debt Leads]]></category>
		<category><![CDATA[IRS tax settlement leads]]></category>
		<category><![CDATA[slider]]></category>
		<category><![CDATA[Tax Settlement Leads]]></category>

		<guid isPermaLink="false">http://blog.nextwavemarketingstrategies.com/?p=2618</guid>
		<description><![CDATA[Tax settlement leads are sales prospects who are interested in obtaining assistance with their taxes. For businesses offering tax assistance, this is good news. The greater the problems people are having with their taxes, the better it is for these businesses. Offering tax assistance genuinely helps people and clarifies a lot of confusion. The IRS [...]]]></description>
			<content:encoded><![CDATA[<div id="attachment_2428" class="wp-caption alignright" style="width: 209px"><a rel="attachment wp-att-2428" href="http://blog.nextwavemarketingstrategies.com/irs-easing-tax-liens-find-clients/messy-files/"><img class="size-medium wp-image-2428" title="Next Wave Marketing tax-leads" src="http://www.nextwavemarketingstrategies.com/wp-content/uploads/2011/03/messy-files-199x300.jpg" alt="Next Wave Marketing tax-leads" width="199" height="300" /></a><p class="wp-caption-text">Next Wave Marketing tax-leads</p></div>
<p>Tax settlement leads are sales prospects who are interested in obtaining assistance with their taxes. For businesses offering tax assistance, this is good news. The greater the problems people are having with their taxes, the better it is for these businesses. Offering tax assistance genuinely helps people and clarifies a lot of confusion.</p>
<p>The IRS is constantly changing and updating its tax approach. When new tax policies are implemented by this governmental department, people’s confusion often rises accordingly in a wave. These people need assistance to submit their taxes accurately and get any discounts and savings that may be available to them on their taxes. These people are the tax settlement leads.</p>
<p>Some of these individuals may be facing state tax liens on their property. These are common types of encumbrances that can be quite troublesome for the average individual to deal with. Helping people with state tax liens is thus an important and lucrative branch of this business.</p>
<p>The bottom line is people need a lot of assistance dealing with debt. Whether it is tax based or otherwise.</p>
<p>Finding debt leads is important for businesses that deal with debt refinancing/consolidation or who simply offer counseling on dealing with debt in one way or another.</p>
<p><strong>Lead Value</strong></p>
<p>When there is greater demand for a lead, such as is the case with leads of the tax settlement or debt variety, the lead value goes up. This means that leads are worth more because they tend to result in more sales. This may make the price per lead go up, but it is important to also bear in mind that aged leads can be a good option as well and often perform admirably. So if a business needs to economize on their lead generation costs, buying aged debt and tax settlement prospects can be a good solution.</p>
<p><strong>Sales Cycle/Closing Ability</strong></p>
<p>The sales cycle for tax settlement and debt assistance goes more smoothly when IRS tax problems create demand for this type of service. Sales people may find that it is easier to close on these types of leads in these market conditions. However, good and motivated leads are still important in these cases. A good lead generation service will be able to provide clients with motivated and high quality tax leads for a rate that is affordable.</p>
<p><strong>Online lead Generation</strong></p>
<p>Lead providers are by no means the only source of tax and debt leads. Good web design, SEO, use of social media, article marketing, and forum posting can all be good sources of quality tax leads. These online techniques should make use of mentioning current tax difficulties to attract potential customers to websites and landing pages.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.nextwavemarketingstrategies.com/tax-settlement-leads-increase-due-irs-tax-problems/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Simple Ways to Capture Tax Leads on Twitter</title>
		<link>http://www.nextwavemarketingstrategies.com/simple-ways-capture-tax-leads-twitter/</link>
		<comments>http://www.nextwavemarketingstrategies.com/simple-ways-capture-tax-leads-twitter/#comments</comments>
		<pubDate>Wed, 06 Apr 2011 11:25:58 +0000</pubDate>
		<dc:creator>Troy Wilson</dc:creator>
				<category><![CDATA[IRS tax settlement leads]]></category>
		<category><![CDATA[Debt Leads]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[debt twitter]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[lead buying]]></category>
		<category><![CDATA[social media]]></category>

		<guid isPermaLink="false">http://blog.nextwavemarketingstrategies.com/?p=2386</guid>
		<description><![CDATA[When the economy is in a slump, people tend to have increased trouble with debt. And as everyone who has ever had tax problems would acknowledge, one of the worst entities to be in debt to is the Internal Revenue Service (IRS). The IRS can be merciless about collecting taxes and penalties it believes it [...]]]></description>
			<content:encoded><![CDATA[<div id="attachment_2443" class="wp-caption alignright" style="width: 310px"><a rel="attachment wp-att-2443" href="http://blog.nextwavemarketingstrategies.com/simple-ways-capture-tax-leads-twitter/searching_online/"><img class="size-medium wp-image-2443" title="nextwavemarketingstrategies.com searching-tax-leads" src="http://www.nextwavemarketingstrategies.com/wp-content/uploads/2011/03/searching_online-300x199.jpg" alt="nextwavemarketingstrategies.com searching-tax-leads" width="300" height="199" /></a><p class="wp-caption-text">nextwavemarketingstrategies.com searching-tax-leads</p></div>
<p>When the economy is in a slump, people tend to have increased trouble with debt. And as everyone who has ever had tax problems would acknowledge, one of the worst entities to be in debt to is the Internal Revenue Service (IRS). The IRS can be merciless about collecting taxes and penalties it believes it is owed, spurring people to look for help and advice.</p>
<p>If you deal with tax settlement issues, one of the best ways to capture leads is to open a Twitter account. Each account holder is entitled to a profile page where you can post the website for your business. Twitter is a type of social media that allows followers to post status updates of no more than 140 characters each. These updates, commonly referred to as tweets, can be a valuable source for finding new leads. You can also use updates and information to help leads find you.</p>
<p>Before you start using social media as part of your marketing, decide in advance which words or phrases you will use as lead triggers. For instance, you may decide to focus on the phrases &#8220;tax help,&#8221; &#8220;tax settlement,&#8221; &#8220;IRS problems,&#8221; &#8220;back taxes,&#8221; and &#8220;IRS debt.&#8221;</p>
<p>Once you have chosen your lead triggers, go to Twitter&#8217;s home page and look at the section entitled &#8220;Trending Topics.&#8221; These topics are the current hot topics that have the attention of many readers. Do any of the trending topics match or come close to matching your triggers? If so, join the conversation by posting a brief statement about tax settlement and referring readers to a website where they can get additional information.</p>
<p>If none of the trending topics match your triggers, don&#8217;t despair. You can use the search function to look for tweets that include the keywords you have selected. Respond to these tweets in the manner described above.</p>
<p>Since identifying leads in real time is important, you can also request to be notified by cell phone each time the keywords appear in a tweet. You can then immediately respond to the user with (brief) helpful advice and the address of your website.</p>
<p>Another way to find leads is to initiate an online conversation about tax settlement issues. Briefly inform readers about your company, about tax settlement issues they should be aware of, and about any specials or deals you may be offering. (&#8220;Free book on dealing with IRS. [Your website]&#8220;) You&#8217;ll soon gain followers, and, with proper nurturing, those followers may become dedicated customers.</p>
<p>Social media is the wave of the future. Make it a part of your marketing plans, and watch your number of leads, as well as your percentage of conversions, increase dramatically.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.nextwavemarketingstrategies.com/simple-ways-capture-tax-leads-twitter/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>After 2010 Tax Season: 5 Tips on Finding Tax Settlement Leads</title>
		<link>http://www.nextwavemarketingstrategies.com/2010-tax-season-5-tips-finding-tax-settlement-leads/</link>
		<comments>http://www.nextwavemarketingstrategies.com/2010-tax-season-5-tips-finding-tax-settlement-leads/#comments</comments>
		<pubDate>Tue, 29 Mar 2011 11:36:05 +0000</pubDate>
		<dc:creator>Troy Wilson</dc:creator>
				<category><![CDATA[IRS tax settlement leads]]></category>
		<category><![CDATA[Debt Leads]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[lead buying]]></category>
		<category><![CDATA[social media]]></category>

		<guid isPermaLink="false">http://blog.nextwavemarketingstrategies.com/?p=2384</guid>
		<description><![CDATA[If you&#8217;re in the tax settlement business, lead generation may be difficult, but it is not impossible. There are several ways to go about finding tax settlement leads. 1. Purchase Debt Leads from a Reputable Company Many companies on the Internet sell tax settlement leads. These leads range from expensive (a lead who called within [...]]]></description>
			<content:encoded><![CDATA[<div id="attachment_2434" class="wp-caption alignright" style="width: 310px"><a rel="attachment wp-att-2434" href="http://blog.nextwavemarketingstrategies.com/2010-tax-season-5-tips-finding-tax-settlement-leads/dreamstime_5479312-2/"><img class="size-medium wp-image-2434" title="Nextwavemarketingstrategies.com Tax-Settlement-Leads" src="http://www.nextwavemarketingstrategies.com/wp-content/uploads/2011/03/dreamstime_54793121-300x201.jpg" alt="Nextwavemarketingstrategies.com Tax-Settlement-Leads" width="300" height="201" /></a><p class="wp-caption-text">Nextwavemarketingstrategies.com Tax-Settlement-Leads</p></div>
<p>If you&#8217;re in the tax settlement business, lead generation may be difficult, but it is not impossible. There are several ways to go about finding tax settlement leads.</p>
<p>1. Purchase Debt Leads from a Reputable Company</p>
<p>Many companies on the Internet sell tax settlement leads. These leads range from expensive (a lead who called within the past 24 hours in response to the company&#8217;s advertisement) to relatively low cost (Internet leads aged 31-90 days old). Typically, the higher-priced leads are the ones that are more likely to convert to customers, but the less expensive leads can be a good deal because, if your sales force can convert only one or two of them, you&#8217;ll likely earn back the money you spent on the purchase.</p>
<p>2. Develop a Quality Business Website</p>
<p>Work with a web designer to design a quality site for your business. The site should contain your company&#8217;s name, physical address, email address, and telephone number, helpful content about tax settlement, and an online form that potential clients an complete if they would like you to contact them with further information. This type of website allows you to generate your own leads rather than pay a third party to do it for you.</p>
<p>3. Use Social Media</p>
<p>Another way to generate debt leads is to set up a Twitter account and a business page on Facebook. Once your accounts are set up, offer brief regular posts tax tips. You can also use your social media accounts to advertise any specials you may be offering and to spread word about company news, such as the publication of a new book or manual. As you gain a following, you may also gain some clients.</p>
<p>4. Advertise</p>
<p>Direct advertising is a reliable means of lead generation. Depending on your budget, run ads with local newspapers, magazines, radio stations, and television stations. Display your phone number and email address prominently. Ads are particularly effective when they offer &#8220;freebies,&#8221; such as a free consultation or a free subscription to your company newsletter.</p>
<p>5. Review Tax Lien Filings</p>
<p>If a person falls behind on property taxes, the IRS will file a tax lien, meaning that the property cannot be sold or transferred until the lien is satisfied. People who are the subject of tax liens often require help with tax settlement issues. Many states allow you to review tax lien filings online by the county where the lien is located. In states that don&#8217;t publish this information online, you can go to the county recording office or the lands records office in your county to obtain information about new lien filings. Such information is public. Before you contact a lead, however, check to make sure he or she is not on the &#8220;Do Not Call List.&#8221;</p>
<p>When the economy is slow, many people run into trouble keeping up with taxes. If your business is debt settlement, finding leads should not be difficult.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.nextwavemarketingstrategies.com/2010-tax-season-5-tips-finding-tax-settlement-leads/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>10 Marketing Tips for Credit Repair Services</title>
		<link>http://www.nextwavemarketingstrategies.com/10-marketing-tips-credit-repair-services/</link>
		<comments>http://www.nextwavemarketingstrategies.com/10-marketing-tips-credit-repair-services/#comments</comments>
		<pubDate>Thu, 20 Jan 2011 12:50:22 +0000</pubDate>
		<dc:creator>Troy Wilson</dc:creator>
				<category><![CDATA[credit repair]]></category>
		<category><![CDATA[Marketing and Advertising]]></category>
		<category><![CDATA[marketing budget]]></category>

		<guid isPermaLink="false">http://blog.nextwavemarketingstrategies.com/?p=1978</guid>
		<description><![CDATA[If you are interested in advising others on how to solve or fix their credit problems, then starting your own credit repairbusiness may be a great option. Credit restoration counselors meet, talk and help people that are having trouble paying off debt and raising their credit scores by providing advice and solutions. Of course, if you [...]]]></description>
			<content:encoded><![CDATA[<p>If you are interested in advising others on how to solve or fix their credit problems, then starting your own credit repair<a rel="attachment wp-att-2116" href="http://blog.nextwavemarketingstrategies.com/10-marketing-tips-credit-repair-services/my-business-card/"><img class="alignright size-medium wp-image-2116" title="Marketing Tips for Credit Repair Services" src="http://www.nextwavemarketingstrategies.com/wp-content/uploads/2011/01/my-business-card-300x272.jpg" alt="" width="300" height="272" /></a>business may be a great option. Credit restoration counselors meet, talk and help people that are having trouble paying off debt and raising their credit scores by providing advice and solutions. Of course, if you are going to start your own business in credit repair, you must remember to market yourself.</p>
<p>Below are ten ways to not only market your new business, but also market it at a low cost.</p>
<p>1. If you do not have business cards, stationary, envelopes or letterhead with the company information on it, have them printed up as soon as possible. Having these things will not only tell people that there is a new credit repair business in town, it will also tell them that you are professional and you take your work seriousl</p>
<p>2. Have flyers printed up with all of your business information on them. Include your contact information, your slogan (if you have one) and what you do. Post these flyers all over town and in certain businesses where there is a lot of traffic.</p>
<p>3. Advertise that you are a new business by putting an ad in the newspaper, on an online classifieds site and/or in the yellow pages.</p>
<p>4. Being a counselor in credit restoration involves building a client base. To advertise your expertise, offer free services at a credit repair seminar. Have people recommend you and offer services at a discount to those that bring in new clients.</p>
<p>5. Become actively involved in your community. The more people you know, the more potential clients and recommendations you could potentially have. Have business cards ready to hand out at any social event.</p>
<p>6. Offer to be a speaker at a public event and speak about the issues with credit reports and debt and ways to repair credit. Most places will pay you for speaking and you will also get the publicity that your new credit repair business needs.</p>
<p>7. Send out letters describing what you do and what your business is with all of your contact information. Be sure to put a business card in the letters.</p>
<p>8. If you own a vehicle, have your credit restoration company’s name and contact information printed on a magnet or on the side of your vehicle.</p>
<p>9. If you have any clients already, have them write out testimonies that you can hand out or post on a website.</p>
<p>10. Always be on the lookout for free ads and new places to advertise.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.nextwavemarketingstrategies.com/10-marketing-tips-credit-repair-services/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Restoration is on Everyone’s Christmas List</title>
		<link>http://www.nextwavemarketingstrategies.com/credit-restoration-everyones-christmas-list/</link>
		<comments>http://www.nextwavemarketingstrategies.com/credit-restoration-everyones-christmas-list/#comments</comments>
		<pubDate>Sun, 16 Jan 2011 12:35:27 +0000</pubDate>
		<dc:creator>Troy Wilson</dc:creator>
				<category><![CDATA[credit repair]]></category>
		<category><![CDATA[Credit counseling]]></category>
		<category><![CDATA[Debt Leads]]></category>
		<category><![CDATA[internet leads]]></category>

		<guid isPermaLink="false">http://blog.nextwavemarketingstrategies.com/?p=1964</guid>
		<description><![CDATA[Christmas is a stressful time for many Americans. To many, the holidays mean Christmas shopping, which for many consumers, also means adding even more charges to their credit cards. Fortunately, this stress and financial awareness causes many consumers to begin thinking about credit repair. Credit repair, or credit restoration, is the act of making changes [...]]]></description>
			<content:encoded><![CDATA[<p><a rel="attachment wp-att-2072" href="http://blog.nextwavemarketingstrategies.com/credit-restoration-everyones-christmas-list/headache-woman/"><img class="alignright size-medium wp-image-2072" title="I Need Credit Restoration" src="http://www.nextwavemarketingstrategies.com/wp-content/uploads/2011/01/headache-woman-199x300.jpg" alt="" width="199" height="300" /></a>Christmas is a stressful time for many Americans. To many, the holidays mean Christmas shopping, which for many consumers, also means adding even more charges to their credit cards. Fortunately, this stress and financial awareness causes many consumers to begin thinking about credit repair.</p>
<p>Credit repair, or credit restoration, is the act of making changes to one’s financial lifestyle, with the intention of improving their credit. This can be accomplished either individually or with the help of a financial advisor. However, in order to save money, especially since the holidays are almost here, many consumers are opting to restore their credit on their own.</p>
<p>What You Can Do To Begin Credit Restoration</p>
<p>When beginning a credit repair plan, it is important to first obtain a credit report. For the most accurate information, obtain a report from each of the major credit bureaus. Check to see if their are any errors that may be negatively affecting your credit. If so, you will need to contact the credit bureaus in order to have these inaccuracies corrected. If the reports are correct, take the time to check for any debts in default, collections, or what may be affecting your credit.</p>
<p>After becoming aware of your credit score, the next step in credit restoration is to set a realistic budget. Determine the total amount of your monthly bills and what portion of your salary is left over after these bills are paid. You may then determine what you are spending the remaining portion of your money on.</p>
<p>While expenses like groceries and gas are necessary, many other expenses can be reduced or eliminated altogether. Many consumers ruin their credit by frequently paying their bills late, simply because they are unnecessarily spending money on other things. In order to repair your credit, you must make a habit of paying every bill on time. It is also important to work on becoming current on all of your bills, which should be easier after a budget has been set.</p>
<p>If your debt is unmanageable, even after setting a budget and working to pay off debts, it may be necessary to contact a credit restoration agency. There are many different agencies that employ professionals skilled in helping clients repair their credit and get their debt under control. A professional will be able to explain your options and help you select the best option for your situation. While credit repair may not be easy, never having to suffer through another stressful holiday season is worth the time and effort.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.nextwavemarketingstrategies.com/credit-restoration-everyones-christmas-list/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Lenders Increasingly Partner with Credit Repair</title>
		<link>http://www.nextwavemarketingstrategies.com/mortgage-lenders-increasingly-partner-credit-repair/</link>
		<comments>http://www.nextwavemarketingstrategies.com/mortgage-lenders-increasingly-partner-credit-repair/#comments</comments>
		<pubDate>Wed, 05 Jan 2011 12:16:18 +0000</pubDate>
		<dc:creator>Troy Wilson</dc:creator>
				<category><![CDATA[Buying Leads]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[Mortgage Leads]]></category>

		<guid isPermaLink="false">http://blog.nextwavemarketingstrategies.com/?p=1957</guid>
		<description><![CDATA[Mortgage reform laws over the past decade have made it harder for people with less than perfect credit to buy homes. As a result, less people are finding it easy to get a mortgage and lenders are suffering as well. When there are fewer qualified buyers, there are fewer loans being utilized. This means reduced [...]]]></description>
			<content:encoded><![CDATA[<p><div id="attachment_2035" class="wp-caption alignright" style="width: 310px"><a href="http://blog.nextwavemarketingstrategies.com/mortgage-lenders-increasingly-partner-credit-repair/advisor-couple/" rel="attachment wp-att-2035"><img src="http://www.nextwavemarketingstrategies.com/wp-content/uploads/2011/01/advisor-couple-300x199.jpg" alt="Mortgage Lenders Partnering with Credit Repair" title="Mortgage Lenders Partnering with Credit Repair" width="300" height="199" class="size-medium wp-image-2035" /></a><p class="wp-caption-text">Mortgage Lenders Partnering with Credit Repair</p></div>Mortgage reform laws over the past decade have made it harder for people with less than perfect credit to buy homes. As a result, less people are finding it easy to get a mortgage and lenders are suffering as well. When there are fewer qualified buyers, there are fewer loans being utilized. This means reduced income for lenders, whose survival depends on getting borrowers approved. </p>
<p>One of the things that lenders are doing is to partner with credit repair agencies who can help to prepare potential borrowers for homeownership, at least financially. This is a great service for borrowers with less than perfect credit. It can help them to get on track financially and to qualify for a mortgage sooner than they might on their one.</p>
<p>Credit repair is usually a free service, but not every service is set up to truly help consumers. Lenders work with reputable companies and partner with them to help everyone involved. Getting approved for a mortgage requires a borrower to have excellent credit and generally no more than 50% of their available credit used at any given time. Credit repair services can help a borrower to reduce their debt and clean up any accounts that might be in collections.</p>
<p>Many times potential borrowers with less than perfect credit have saved for years in order to have an available downpayment. Previously, this large sum would have enabled them to qualify for a home loan. Now, they must qualify in other ways and their downpayment just is not going to be enough to get them the underwriter&#039;s approval.</p>
<p>Credit restoration can help every consumer. There are always some things that can be changed to improve someone&#039;s changes of getting a mortgage. Lenders need this business and so the growing trend toward helping customers improve their finances is great for the housing market as well as for the buyers and the lenders themselves.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.nextwavemarketingstrategies.com/mortgage-lenders-increasingly-partner-credit-repair/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Repair Services in High Demand</title>
		<link>http://www.nextwavemarketingstrategies.com/credit-repair-services-high-demand/</link>
		<comments>http://www.nextwavemarketingstrategies.com/credit-repair-services-high-demand/#comments</comments>
		<pubDate>Wed, 17 Nov 2010 12:50:33 +0000</pubDate>
		<dc:creator>Troy Wilson</dc:creator>
				<category><![CDATA[credit repair]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Credit history]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Financial Services]]></category>

		<guid isPermaLink="false">http://blog.nextwavemarketingstrategies.com/?p=1979</guid>
		<description><![CDATA[Image via Wikipedia Debt is not a secret anymore. Nearly everyone in this world has some sort of debt thanks to home, car, and student loans and to credit cards and more. This is why credit repair services are now in high demand. With the help of financial experts and organizations, one can definitely chip [...]]]></description>
			<content:encoded><![CDATA[<div class="zemanta-img" style="margin: 1em; display: block;">
<div>
<dl class="wp-caption alignright" style="width: 310px;">
<dt class="wp-caption-dt"><a href="http://commons.wikipedia.org/wiki/File:WeTakeCreditDebitCardsCrop.jpg"><img title="An example of street markets accepting credit ..." src="http://upload.wikimedia.org/wikipedia/commons/thumb/3/3b/WeTakeCreditDebitCardsCrop.jpg/300px-WeTakeCreditDebitCardsCrop.jpg" alt="An example of street markets accepting credit ..." width="300" height="246" /></a></dt>
<dd class="wp-caption-dd zemanta-img-attribution" style="font-size: 0.8em;">Image via <a href="http://commons.wikipedia.org/wiki/File:WeTakeCreditDebitCardsCrop.jpg">Wikipedia</a></dd>
</dl>
</div>
</div>
<p>Debt is not a secret anymore. Nearly everyone in this world has some sort of debt thanks to home, car, and student loans and to credit cards and more. This is why credit repair services are now in high demand. With the help of financial experts and organizations, one can definitely chip away at debt until it finally disappears. However, this will take time and dedication as well as honesty. The following are some of the many things that credit repair groups and experts can offer a person.</p>
<p>When a person walks into a credit repair group’s office, he or she should be ready to demonstrate their income, fixed expenses – those that do not change each month – and expenses that can change. This is also the time to add up all of the debt to see where a person stands. Armed with such information, a financial expert can create a budget that will help an individual deal with his or her debt.</p>
<p>Credit card and debt repayment plans are fairly easy to work out. Here, one pledges to pay a certain amount each month to help pay down debts. However, the amount to be paid is negotiated between the company or group that is owed the money and the individual. Credit repair groups will look at a person’s finances to see what he or she can really afford to pay.</p>
<p>Repair groups will also explain what settlement options look like. Here, one agrees to pay a lump sum in exchange for the debt being erased. Of course, this means that an individual has to be able to save up such a sum of money. This is a solid way to pay off something like 75% of a debt without having to deal with it again. For people trying to pay down debt and get bill collectors off their back, this is an invaluable tool. A credit repair specialist will be able to figure out whether or not a settlement is worth a person&#8217;s time.</p>
<p>Thus, it is important for a person to approach credit repair in a smart manner. If a person is honest with him or herself as well as with the financial professional, debt can be dealt with. Everything from creating a budget to creating a repayment plan or pursuing a settlement can help with this matter. Really, one needs to reach out to see all of the possibilities.</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><a class="zemanta-pixie-a" title="Enhanced by Zemanta" href="http://www.zemanta.com/"><img class="zemanta-pixie-img" style="border: medium none; float: right;" src="http://img.zemanta.com/zemified_e.png?x-id=cc4c0f49-4170-4ea4-aab4-05e13044ee6f" alt="Enhanced by Zemanta" /></a></div>
]]></content:encoded>
			<wfw:commentRss>http://www.nextwavemarketingstrategies.com/credit-repair-services-high-demand/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Find Aged Debt Leads</title>
		<link>http://www.nextwavemarketingstrategies.com/find-aged-debt-leads-2/</link>
		<comments>http://www.nextwavemarketingstrategies.com/find-aged-debt-leads-2/#comments</comments>
		<pubDate>Mon, 13 Sep 2010 20:05:09 +0000</pubDate>
		<dc:creator>Troy Wilson</dc:creator>
				<category><![CDATA[Debt Leads]]></category>
		<category><![CDATA[aged leads]]></category>
		<category><![CDATA[educational loans]]></category>

		<guid isPermaLink="false">http://blog.nextwavemarketingstrategies.com/?p=1512</guid>
		<description><![CDATA[Image by Garrettc via Flickr Debt leads are found from many sources including Internet social media forums, pay day loans, recorded financial settlements, mortgage consolidation records, auto warranty policies and loan modifications. Aged debt leads can come from many sources even educational loans. But all have the common bond of identifying debt prospects i.e. people [...]]]></description>
			<content:encoded><![CDATA[<div class="zemanta-img" style="margin: 1em; display: block;">
<div>
<dl class="wp-caption alignright" style="width: 250px;">
<dt class="wp-caption-dt"><a href="http://www.flickr.com/photos/35468140272@N01/16438119"><img title="Out Of Debt" src="http://farm1.static.flickr.com/13/16438119_f6aebc9952_m.jpg" alt="Out Of Debt" width="240" height="180" /></a></dt>
<dd class="wp-caption-dd zemanta-img-attribution" style="font-size: 0.8em;">Image by <a href="http://www.flickr.com/photos/35468140272@N01/16438119">Garrettc</a> via Flickr</dd>
</dl>
</div>
</div>
<p><!-- @font-face {   font-family: "Arial"; }p.MsoNormal, li.MsoNormal, div.MsoNormal { margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: "Times New Roman"; }p.Style-1, li.Style-1, div.Style-1 { margin: 0in 0in 0.0001pt; font-size: 10pt; font-family: "Times New Roman"; }div.Section1 { page: Section1; } -->Debt leads are found from many sources including Internet social media forums, pay day loans, recorded financial settlements, mortgage consolidation records, auto warranty policies and loan modifications. Aged debt leads can come from many sources even educational loans. But all have the common bond of identifying debt prospects i.e. people in the habit of taking out loans.</p>
<p>Debt for many consumers is like a drug in some cases, where the borrower regularly refinances or seeks a loan. These debtors i.e. consumers share the quality of generally living above their means. They must buy that new Mercedes or take that annual vacation to Italy despite the fact they cannot pay for it without taking out a loan.</p>
<p>The widespread habit among millions of Americans of getting into debt is nothing new. A great broker or agent can has access to demographic information on buying habits, credit ratings and homeowner equity loans.</p>
<p>Today massive amounts of data exists on the Internet to target sales prospects. Buying real time and aged debtor leads can be done instantly with the click of a computer mouse.</p>
<p>Social media networks like Twitter, Facebook and Youtube maintain hundreds of millions of registered users. Each has a detailed profile and online buying habit history that marketers use every day to push sales offers and collect new information about present and future purchases.</p>
<p>More recently, lead providers are extending their scope to capture mobile cell phone consumer information. Today, advertisers can beam text and video ads to mobile cell users anywhere, anytime and anyplace. This interactive multimedia via networks enables providers to get reply information directly in real time from the consumer marketplace.</p>
<p>The data information captured is then “mined” for cross-sales and future purchasing indicators. The result is a treasure trove of red hot leads that lets marketers know when a consumer is most likely to buy.</p>
<p>Likewise, aged leads that were at one time stagnant may suddenly be ready to refinance their mortgage or shopping for insurance coverage. One never knows when aged leads will suddenly become hot commodities seeking to make a purchase that day.</p>
<p>Treat every lead as if it were gold, people’s financial situations can change rapidly. Maybe, they inherited money or got a higher paying job.</p>
<p>In the sales game, one just never really knows where they might find the golden nugget of a client that puts their monthly goal over the top. The key to working aged leads is to consistently remind them of your product of service. Always have a reason or some new hot information that gives you cause enough to maintain repeated contact.</p>
<p>Recognize when a person has a life transition occurring. These periods are golden opportunities to swoop-in and turn aged leads that once lay dominate into sales. Remember, your reputation is at stake. Make sure you are genuinely providing a valuable product for the client.</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><a class="zemanta-pixie-a" title="Enhanced by Zemanta" href="http://www.zemanta.com/"><img class="zemanta-pixie-img" style="border: medium none; float: right;" src="http://img.zemanta.com/zemified_e.png?x-id=f9540b8d-752e-42c6-a54d-56d89c019039" alt="Enhanced by Zemanta" /></a></div>
]]></content:encoded>
			<wfw:commentRss>http://www.nextwavemarketingstrategies.com/find-aged-debt-leads-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Help! Debt is Still Crushing Consumers</title>
		<link>http://www.nextwavemarketingstrategies.com/debt-crushing-consumers/</link>
		<comments>http://www.nextwavemarketingstrategies.com/debt-crushing-consumers/#comments</comments>
		<pubDate>Wed, 01 Sep 2010 13:06:36 +0000</pubDate>
		<dc:creator>Troy Wilson</dc:creator>
				<category><![CDATA[Debt Leads]]></category>
		<category><![CDATA[consumer debt]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[Mint.com]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://blog.nextwavemarketingstrategies.com/?p=1316</guid>
		<description><![CDATA[Image via Wikipedia I read some interesting stats today on consumer debt. In 2008, the average American household had over $10,000 in credit card debt and more than half carried regular balances over $7000 (source: CardWeb.com). That means as debt counselor you have a lot of work to do. Educating Consumers About Debt The most [...]]]></description>
			<content:encoded><![CDATA[<div class="zemanta-img" style="margin: 1em; display: block;">
<div>
<dl class="wp-caption alignright" style="width: 310px;">
<dt class="wp-caption-dt"><a href="http://commons.wikipedia.org/wiki/File:WeTakeCreditDebitCardsCrop.jpg"><img title="An example of street markets accepting credit ..." src="http://upload.wikimedia.org/wikipedia/commons/thumb/3/3b/WeTakeCreditDebitCardsCrop.jpg/300px-WeTakeCreditDebitCardsCrop.jpg" alt="An example of street markets accepting credit ..." width="300" height="246" /></a></dt>
<dd class="wp-caption-dd zemanta-img-attribution" style="font-size: 0.8em;">Image via <a href="http://commons.wikipedia.org/wiki/File:WeTakeCreditDebitCardsCrop.jpg">Wikipedia</a></dd>
</dl>
</div>
</div>
<p>I read some interesting stats today on consumer debt. In 2008, the average American household had over $10,000 in credit card debt and more than half carried regular balances over $7000 (source: <a href="http://cardweb.com" target="_blank">CardWeb.com</a>). That means as debt counselor you have a lot of work to do.</p>
<h3>Educating Consumers About Debt</h3>
<p>The most effective way to get a consumer help is by educating them. Chances are that these debt weary consumers are in trouble because they lack good financial education. They don’t understand how to manage money, much less debt.</p>
<p>This makes credit a very dangerous lure.</p>
<p>Teaching your debt workout customers the basics of personal finance and responsible use of credit is a necessary first step. This will put them on the right track to financial recovery and earn you the trust you need to negotiate or counsel them out of debt.</p>
<h3>Making Debt Counseling Understandable</h3>
<p>Debt education sounds easy, but to most of those with debt troubles it’s like rocket science. Numbers, interest rates, late fees, settlement, repayment&#8211;these are all words that tighten their chest with anxiety.</p>
<p>You need to make it simple and fun. This <a title="debt infographic" href="http://blog.nextwavemarketingstrategies.com/debt-workout-infographic-mintcom/" target="_blank">debt workout infographic</a> from Mint.com could be just one tool in helping to educate potential debt customers.</p>
<h3>The Right Solution to Debt</h3>
<p>The most important objective in offering debt solutions is getting the consumer to the right debt workout program for their situation. Walking them through a good process of educating them on debt, reviewing their financial situation, and guiding them to the most advantageous debt workout is a job you should be proud of.</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=ed5499d0-1afd-4ab3-9d16-91cb4a8104a2" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.nextwavemarketingstrategies.com/debt-crushing-consumers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Everybody Ought to Know About Aged Debt Leads</title>
		<link>http://www.nextwavemarketingstrategies.com/aged-debt-leads/</link>
		<comments>http://www.nextwavemarketingstrategies.com/aged-debt-leads/#comments</comments>
		<pubDate>Tue, 17 Aug 2010 12:40:54 +0000</pubDate>
		<dc:creator>Troy Wilson</dc:creator>
				<category><![CDATA[Debt Leads]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[Financial Services]]></category>

		<guid isPermaLink="false">http://blog.nextwavemarketingstrategies.com/?p=1063</guid>
		<description><![CDATA[Image via Wikipedia It’s no secret that America is swimming in debt. With the average household carrying about $10,000 in credit card debt alone there is no shortage of people to help. However, from your seat you may be wondering why it is so hard to find people asking for debt workout solutions. Maybe you’re [...]]]></description>
			<content:encoded><![CDATA[<div class="zemanta-img" style="margin: 1em; display: block;">
<div>
<dl class="wp-caption alignright" style="width: 310px;">
<dt class="wp-caption-dt"><a href="http://commons.wikipedia.org/wiki/File:Credit-cards.jpg"><img title="Credit cards" src="http://upload.wikimedia.org/wikipedia/commons/thumb/4/4f/Credit-cards.jpg/300px-Credit-cards.jpg" alt="Credit cards" width="300" height="225" /></a></dt>
<dd class="wp-caption-dd zemanta-img-attribution" style="font-size: 0.8em;">Image via <a href="http://commons.wikipedia.org/wiki/File:Credit-cards.jpg">Wikipedia</a></dd>
</dl>
</div>
</div>
<p>It’s no secret that America is swimming in debt. With the average household carrying about $10,000 in credit card debt alone there is no shortage of people to help. However, from your seat you may be wondering why it is so hard to find people asking for debt workout solutions.</p>
<p>Maybe you’re looking (marketing) in the wrong places.</p>
<p>If you are looking for a new source of debt settlement leads here are a few things you should know about Aged Debt Leads as a marketing option.</p>
<h3>1. Aged debt leads are cheap</h3>
<p>At first, this seems to be the most important thing to most of my new prospects. However, as they become clients and use aged leads consistently in their business it just becomes an added bonus.</p>
<h3>2. Aged debt leads are a steady flow of prospects</h3>
<p>One of the nice things about aged leads being affordable is that you can order a steady stream of new prospects. Unlike real-time Internet leads or other more expensive marketing you can afford a steady supply of new leads, which will even out the ebbing and flowing of your revenue.</p>
<h3>3. Aged debt leads are qualified leads</h3>
<p>Unlike more traditional marketing sources, i.e., Yellow page ads, newspaper listings, or local display ads, you are buying qualified prospects&#8211;not broadcasting to the masses. Aged debt leads are ideal because you are getting people that not only want to be called, but have already told you that they need help solving their debt problems.</p>
<h3>4. Aged debt leads can be filtered for your region</h3>
<p>Another advantage of the marketing methods used to generate aged debt leads is that you can filter these leads. That means you not only get people that want your help with debt, but you can also get people in your local area.</p>
<h3>5. Aged debt leads are motivated debt consumers</h3>
<p>Finally, and probably most importantly, aged debt leads give you the opportunity to talk to motivated prospects.</p>
<p>You’re not cold calling households and prying into their debt&#8211;often a personal and embarrassing topic to discuss. No, you are getting people that are holding up their hands and saying, “Please help me figure out how to get rid of this mountain of debt.”</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><img class="zemanta-pixie-img" style="border: none; float: right;" src="http://img.zemanta.com/pixy.gif?x-id=acba4856-ee04-4d2f-9343-a68f64078f51" alt="" /></div>
]]></content:encoded>
			<wfw:commentRss>http://www.nextwavemarketingstrategies.com/aged-debt-leads/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

