Discover how we can help you reduce customer acquisition costs and increase sales.

Market challenge: Finding quality and quantity of profitable leads on an ongoing basis needed to survive and thrive in the present subprime mortgage market meltdown and credit crunch.

Market solution: Employ phone, email, and/or direct mail to reach our guaranteed Internet mortgage lead data of various ages. Our proven system strictly enforces data integrity so that you increase conversions and maximize return on your marketing investment.

These are the same Internet leads typically being sold up to 4 times for $20 each time the 1st day the consumer fills out an online application. The problem with fresh leads is that 40-60% of even fresh leads you will not be able to reach which makes it hard to even make a profit on fresh leads while on aged leads you ought to be able to make back several times your investment. Especially when you consider that since the lead is aged we have now had a chance to remove any bad leads either returned by our other buyers or detected by our system so instead of paying $20 for that disconnect as a fresh lead you now never receive it. We give you the optimized leads you need to start taking advantage of the incredible amounts of money being left on the table daily by your competitors' inefficiencies.

These prospects requested information online and so it is not a cold call like a trigger lead or courthouse record. Many refinance prospects do not make a decision on refinancing their home for at least 60 days after their initial Internet request and this is why our customers tend to find aged leads so cost effective. Most of your competition do not have a follow up system in place so you can scoop up deals they lost track of after the first few days. If you plug our leads into a lead management CRM system such as clickpointsoftware.com then you will really see your profits skyrocket. Many poor credit homeowners and 1st time homeowners are paying high interest rates that can be lowered soon and many more have adjustable rate mortgages and want to refinance into a fixed rate mortgage. With the right approach and a little patience there is a lot of gold to be mined from our validated data.

It has always been a numbers game and with loan officers today using more and better tools such as autodialers, email drip marketing, and lead management systems, leads can be worked more efficiently than ever. Then it just comes down to where to find massive amounts of prospects to feed into your systems and of the main 3 available namely aged Internet leads, credit bureau trigger leads, or courthouse records our aged mortgage leads come out on top time after time because they have been cleaned up, are accurately dated, and are priced at a point low enough that you will hit your sales numbers. Once you get the right leads, the right team, and the right follow up systems in place you very well may find your aged lead strategy to be more profitable than buying fresh leads at $20-$100 each. At a minimum vintage leads should be one portion of a multi-pronged attack strategy.

We offer validated leads that are both actionable and profitable for our clients which keeps brokers coming back week after week for thousands more leads. We pride ourselves on being a price leader, quality leader, and quantity leader in the aged mortgage lead space and are constantly refining our processes to provide even greater value. By aggregating more aged leads under one roof than probably anyone we most likely have enough leads to fill your pipeline week after week. The one stop shopping we offer is a huge advantage as it assures you of never paying for the same lead twice as happens once you start ordering from numerous vendors. We will never send you the same lead twice and you can also give us a suppression file if you wish so that we never send you a lead you have gotten from others either. We allow you to filter leads by state or numerous other filters so that you can be sure you are just working leads that will qualify for your loan programs. For example, filter for loan amount and credit if you want FHA qualified leads that meet FHA lending criteria or filter for adjustable rate types if you want consumers that may be interested in refinancing in order to get out of their ARM and into a fixed rate loan. We offer loan types such as FHA, VA, cash out, debt consolidation, and home equity line of credit HELOC

We are in no way saying that aged Internet leads will always be a sound marketing strategy as most aged Internet mortgage data providers are not delivering superior value. Many loan officers have had bad luck with aged refinance data and that is why they resorted to overpriced fresh Internet leads, trigger leads, courthouse records, referrals, or other offline marketing. Our intention is to legitimize the aged lead industry by setting the bar much higher on what customers can expect from an aged lead. All aged mortgage leads are not created equal and our mission is to educate the industry as to why we offer the best value in town. We get our verified leads from a select few vendors that we have been working with for a long time that have proven they share our commitment to quality. What separates us from the competition is that we eliminate around 50% of the leads that come into our system daily that are no longer viable so that you receive only the 50% that are most likely to be qualified and motivated to do something today.

Warning signs with other vintage mortgage lead providers:
1. Too cheap - leads are not cleaned up, are full of duplicates, have been manipulated, are a lot older than indicated, and/or are generated in an inferior way. Likely to want prepaid also with little chance of adequate refund or replacements coming your way.
2. Too expensive - leads may be fine but with such a high price the vendor does not care much about you making a profit and being a repeat customer. If your choice is $20 for their one day semi-exclusive lead or $10 for their 10-30 day old lead trust me you want to go with the one day old lead.
3. No date stamp on each lead - this usually means leads are much older than promised. $.20 per lead on a supposed 30 day lead is not a bargain if leads are redated year old leads worth $.04 or less. We do not redate leads.
4. No IP address - calls into question legitimacy of leads
5. Prepayment required - this usually means you are about to get ripped off

We offer the below industry best practices to ensure you the best possible chance of success:

- consumers who have expressed interest by clicking on a search engine or email ad and to a lesser extent banner or popup ads and then filled out an online expression of interest in being contacted by mortgage professionals regarding refinancing their home. Our leads are not generated by coregistration surveys courthouse records credit bureau trigger leads or any incentivized means.
- leads that are validated and formatted to pre-defined standards. For example leads that are free of duplicates, bad words, bogus names, phones without 10 digits, invalid area codes, or zip codes not matching state, invalid emails, and that have had most disconnected phone numbers removed
- consumers that have at least $100,000 loan amount, $100,000 property value,
6.5 % interest rate if fixed rate, max 80% LTV, do not have poor credit, and that are not home purchase leads or mobile homes. Tighter filters available upon request
- excellent reputation after five years in mortgage lead generation
- superior data hygiene employing proprietary data cleansing engine
- fast reliable online fulfillment usually within a minute
- generous return policy (and typically 10% overage delivered upfront)
- no set up fees or long term contracts
- mortgage data ideal for training new loan officers or telemarketing
- data fields that can be arranged in any order and any format you desire(.txt,.csv,.xls,.html, word, etc.)
- leads that are able to be suppressed against your database or DNC list if you have a SAN #
- leads that can be imported into CRM / lead management softwares such as Kaleidico, Leads360, LeadROI, Leadmailbox, or Clickpoint software.

Mortgage Lead Options Price Per Lead Live transfer leads $60-$80 Real time exclusive Internet refi leads $35 Real time Semi-exclusive Internet refi leads $16 4-7 day old live transfer $5 5-8 day old semi-exclusive refi leads $4 9-20 day old refi leads $2 21-45 day old refi leads $1 46-90 day old refi leads $.50 3-6 mo old refi leads $.20 6-12 mo old refi leads $.07 1-4 year old refi leads $.02 2-4 year old adjustable rate mortgages $.05

In general if you have a small team and/or are manually dialing the leads you are probably going to have the greatest success with verified leads from 7-90 days old while if you are using email, direct mail, or an auto dialer to call the leads then much older data is probably going to be more cost effective. We highly recommend you use a lead management system like kaleidico, leads360, or clickpointsoftware for lead management of debt or mortgage leads.

All of our aged Internet mortgage leads come with the following 23 fields:

Name	Employer (Optional)
City	Years There (Optional)
State	Income (Optional)
Zip	Best Time to Call (Optional)
Work Phone (Optional)	Loan Amount
Home Phone	Loan Type
Property Type	Email (Optional)
Property Value	LTV
1st Mortgage Balance	Date
1st Mortgage Rate	IP Address (Optional)
Rate Type (Optional)	Lead ID
Credit

We have millions of Internet refi leads from 1-4 years old from all 50 states
that we believe to be one of the best upkept mortgage databases around. We have a huge database of consumers who took out adjustable rate mortgages
( ARM ) 2-3 years ago that are very likely to be interested in refinancing soon to get into a fixed rate mortgage while rates are still low. Please inquire if you are interested in purchasing all or a portion of our database. We employ the world's #1 database Oracle 10g to manage our refinance leads thus allowing us to provide you enriched data that we guarantee to be cost effective. We know what our clients are looking for and rarely have a client stop using our service.

Note: If you buy large quantities of aged leads and do not already have a way to check for duplicates and otherwise validate leads you are buying weekly you may be able to significantly reduce your costs by licensing our database application or else just letting us run files you buy against our database and/or against your database if you want to send us your internal database to dedupe against. We can send you back a rejection report with all the bad leads you will not be paying for that you can then send back to your lead vendor telling him the reason you are rejecting each lead you are rejecting. I would bet we could lower your aged mortage lead purchase costs by 40% or more as you are probably now paying for a lot of leads you have already bought in the past or that are otherwise not valid.

We get in massive amounts of new Internet refinance leads each month and frequently phone verify our fresh and aged refinance leads to make sure they are still valid leads ensuring that disconnects those not interested or otherwise bad leads are kept to a minimum. We do extensive data analysis and data cleansing on a regular basis to make sure our lead database stays as clean as possible. What this means to you is that you are buying just the leads that were good enough to make it into our database making our enriched data some of the best out there. When you do receive bad leads from us anyway we will be glad to replace them or not charge you for them. We go to great lengths to provide quality data that will give you the best chance of closing loans and are proud to have lots of lenders and mortgage brokers who have been buying our enriched data weekly for over a year. Since we do not ever call consumers we do not have a SAN # and are not set up to scrub leads against the DNC list. You can read here about DNC compliance as it may pertain to you. If you want to scrub our leads against DNC with your SAN # and then just pay us for leads not on DNC list we can work that out.

In addition to refinance leads we also have the following excel batch leads at times:

Home Purchase Debt Settlement Life Insurance Health Insurance Homeowners Insurance Auto Insurance

We take a lot of pride in having helped so many firms significantly lower their cost per closed loan and in knowing that we have helped thousands of consumers ro refinance their homes and get out of debt.

Whether you are a lender ,mortgage broker, lead broker, debt settlement firm or even a call center or email firm in need of more aged mortgage data or debt settlement data Think BIG Go BIG today by calling Troy Wilson at 949-861-3122. Give us a try today and you just may find yourself an overnight hero tomorrow.

We provide validated mortgage leads nationwide:
Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Back to top

Request More Information Now

Questions? Call us at 949-861-3122

Mon-Fri 7:00-5:00 PST
We answer e-mail FAST at troy@nextwavemarketingstrategies.com

Next Wave Marketing Strategies
Office Phone: 949-861-3122
Mobile Phone: 949-280-2548
Fax: 949-861-3122

Don't Miss the Next Wave!

How would you improve this site? Suggestions greatly appreciated.